This karmic debt calculator is based on your cosmic blueprint for this lifetime. Enter your birth information or that of someone you want to understand better. Then, click for insights on what you want to grow beyond and what you want move towards.
Gain Insights for Your Soul’s Growth & Evolulution
Before you took your first breath in this lifetime, you worked with your Higher Power and spiritual guides to create a cosmic blueprint for your life. What life lessons would you take? What challenges, opportunities, and experiences would you face to gain greater spiritual wisdom? And how would you help your fellow souls navigate their own journeys?
The term “karmic debt” is slightly misleading. Do you really come into this life “owing” something? Does it mean if things don’t go your way that you’re being punished for what you did in past lifetimes? Or does it mean all your problems are self-inflicted? Not necessarily. While we all must be accountable for our actions, there are many forces at work in the Universe. Just because something happens to you that’s unpleasant or even traumatic, it doesn’t mean it’s all your fault.
Another way to look at it is – Here is my unique experience. What can I learn from it and how can I harness the energy of the experience (as everything is energy) to use it as a force for good? How will I learn from it to elevate my consciousness and that of others?
Karmic debt can also be viewed as a curriculum for your soul. After all, you’re the star student in your own Hero’s Journey. You will be presented with challenges, opportunities, and choices. Karma wants to know: What will you do? What will you choose? Are you taking the path towards enlightenment, love, and understanding? Or are you choosing to slack off in your studies?
Sometimes when we find ourselves in repetitive negative patterns, it’s karma’s way of reminding us to do the work. Study harder to gain greater wisdom. Doing our shadow work can help our souls to graduate to the next level of enlightenment.
One way to recognize karma is that it will appear as repeated patterns in our lives. Here are some examples:
The same types of challenges keep appearing in different forms. For example, unhealthy dynamics in relationships, financial issues, or feeling stuck.
Certain situations might trigger a disproportionate emotional response. This isn’t a coincidence. It’s your soul saying, “Pay attention.”
As the saying goes, “If it’s hysterical, it’s historical.” This means it’s important to delve below the surface and to try to understand why you react (or overreact) in certain situations.
You’ll meet people who feel instantly familiar and like you’ve known them forever. These are often souls you’re working with to elevate your consciousness. It’s important to remember, however, that you might not be growing at the same pace.
The same types of problems keep showing up in your life, especially if you try to avoid or deny them.
Your gifts point to areas where you’ve already done significant karmic work in past lives. These natural gifts are your tools to master your karma and evolve in this lifetime.
As we learn in the field of sacred geometry, there are divine patterns and relationships at work in the Universe that form energetic signatures. The coordinates of your birthplace on Earth carry their own energetic properties. In fact, this energetic foundation forms the basis of all astrological wisdom. The positions of the planets in proximity to your birth place and time all influenced your cosmic blueprint.
Indeed, there is no such thing as being born under a “good sign” or “bad sign.” Your astrological chart is like a compass. It can show you where you are and help you get your bearings as you navigate your soul’s journey. What you do on this journey and how you choose to perceive it is up to you.
Your moment of birth was cosmically orchestrated as well. The celestial energies swirling at your exact time of arrival on Earth helped to create the classroom and curriculum for your soul’s education.
Some souls choose intense cosmic weather. They’re here to accelerate rapidly through challenging life lessons. While others selected gentler stellar conditions for this lifetime. You might see other people and think: “They have it so easy.” But you don’t necessarily know what their soul has been through before.
Your karmic blueprint contains several key areas of growth. Many souls focus on only one or two primary themes during each lifetime. While others decided to take on more. Here are some examples of areas that people might be working on when it comes to their karmic debt:
These souls might be working on understanding and embracing their authentic essence. These activities might include:
Most souls learn through relationships. They might be working on:
Power struggles, balancing power, and mastering personal power are other key areas where many souls choose to focus. Examples include:
Of course, money and manifestation are a key curriculum for many in the earthly school of life. Karmic debt issue in this area can include:
Another important area of understanding your karmic lessons is in communication and self-expression. Some of these life lessons might include:
Despite its name, your karmic debt is not something to be feared, avoided, or even ashamed of. Instead, view it as your orientation point from right here, right now. How will you use it as a compass to orient yourself on your soul’s journey to be the best version of yourself?
After all, you might have helpers and teachers along the way, but this Hero’s Journey is uniquely yours. It’s up to you to face every challenge head-on and to use your God-given gifts to make the best of every situation for yourself and others.
When you work with your karma consciously, resistance dissolves into acceptance, struggle becomes wisdom, and every challenge reveals itself as your Higher Self saying: “You’ve got this.” Trust the process, honor the journey, and let your transformation radiate outward to heal the world.
Remember that all divination practices and tools are meant to complement your own wisdom and intuition and to not replace your critical thinking skills. Always use your best judgment and personal discernment when making important life decisions!
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